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Building an Inground Pool in Mississippi? Here’s What You’ll Actually Pay

The dream of owning an inground pool in Mississippi might hit you hard once you see the actual costs. Our 2025 survey of independent pool dealers shows that a standard fiberglass pool installation in Mississippi costs between $60,000 for smaller models and $100,000 for larger designs. These numbers might look high at first, but they reflect today’s pool market reality.

Your location plays a big role in determining the final cost of an inground pool in Mississippi. Fiberglass pools range from $45,000 to $100,000, with prices varying between Jackson and Gulfport MS. The costs can climb up fast when you factor in yard work. Soil excavation runs around $6,000, and sloped yards need extra grading that adds about $11,000.

This piece breaks down the expected costs of an inground pool in Mississippi. You’ll learn what affects the pricing and how to plan your budget the right way.

Average Cost of Inground Pools in Mississippi

A realistic budget for an inground pool in Mississippi starts with understanding how size affects the price. Market data shows that dimensions play a crucial role in determining the final cost of your backyard oasis.

Small pools (under 26 ft): around $60,000

Mississippi homeowners typically begin their pool ownership journey with smaller models. Pools up to 26 feet in length or around 400 square feet cost about $60,000 to install. The Aspen model, noted in dealer surveys, strikes a perfect balance between cost and functionality.

Companies in southern Mississippi might offer better deals. Basic small fiberglass pool packages start at $45,000. This price tag covers the shell, delivery, and a basic circulation system. The final cost varies based on how easy it is to access your site and what the soil conditions are like.

A standard 15′ x 30′ fiberglass pool installation runs about $54,740 across the state. Prices range from $47,840 to $61,640 based on location and features. Some specialists’ basic pool packages start at $48,000. This price covers everything needed for a functional in-ground gunite pool with an 80-foot perimeter and 400 square feet of decking.

Medium pools (26–34 ft): around $80,000

Bigger pools mean bigger investments. Medium-sized pools between 26 and 34 feet long (400 to 600 square feet) cost about $80,000 across Mississippi. These pools, like the 15′ x 30′ Sun Day model from dealer surveys, give you more swimming space and design options.

On top of that, a pool and spa combo costs around $65,000 for a standard package. This price gets you a 90-foot perimeter pool, a 7’x7′ spa, 500 square feet of decking, plus premium features like massage jets, a blower system, and a heater. The dual functionality makes this a great value.

Large pools (35+ ft): around $100,000

Homeowners wanting maximum space can expect to pay around $100,000 for large pools over 35 feet or 600 square feet for a standard installation. These spacious designs, similar to the Mack Daddy model from industry surveys, give you plenty of room to swim laps, host parties, or add multiple water features.

Mississippi homeowners often spend $25,000 to $50,000 more on pool accessories, electrical work, patios, and required fencing. This means a premium large pool project could cost between $125,000 and $150,000.

Prices vary across Mississippi’s regions. The state’s average range sits between $35,000 and $87,400. Coastal areas near Gulfport might charge more due to special construction needs. Jackson’s prices might differ based on local labor and material costs.

Note that these figures represent average costs for standard installations. Your actual price depends on how complex the excavation is, what materials you choose, and any custom features you want to add.

What Affects Your Final Pool Price

Your Mississippi inground pool cost depends on several factors beyond the simple dimensions. Let’s look at what you should know to budget better for your backyard oasis.

Soil type and excavation needs

The Mississippi terrain changes a lot from the northeastern hills to the Delta’s flatlands and the Gulf Coast’s sandy areas. These changes affect excavation costs, which make up 25-50% of what you’ll pay for installation.

Rocky terrain in places like Oxford needs more work to dig out. Jackson and Madison’s clay soil holds water and needs extra preparation. The coast near Biloxi or Gulfport has loose sandy soil that might need extra support to hold the pool shell properly.

Soil stability concerns can affect your budget by a lot:

  • Clay soils trap moisture and expand when wet but shrink when dry
  • Sandy soils can move with just a little moisture or pressure
  • Complex soil testing could cost up to $4,000

Professional pool builders check your soil’s drainage and stability before they start work. This helps avoid future problems that could lead to costly repairs.

Yard access and slope

Your property’s layout is a vital part of determining what’s possible and how much it costs. Limited access might mean you need special equipment like cranes, which could add thousands to your costs.

Properties with steep slopes around Natchez Bluffs or uneven lots in hilly areas might need extensive leveling work or retaining walls. This adds about $6,000-$12,000 to your budget. These structures create a flat, safe foundation for your pool.

Narrow spaces might force builders to use smaller equipment that can’t do as much, which takes longer and costs more in labor. Sometimes, when machines can’t get in, manual digging is the only option, and this makes everything more expensive.

Local permits and safety regulations

You’ll need the right permits from local authorities before starting. Vicksburg requires permits for pools deeper than 24 inches or holding more than 5,000 gallons. Southaven wants detailed plans showing where your pool sits relative to property lines and easements.

The Mississippi Pool Safety Act says you must have a barrier at least 48 inches high around residential pools. Your gates should close and latch by themselves, with latches 54 inches above ground. Olive Branch specifically wants licensed electricians to handle electrical work with separate permits.

You might also need HOA approval along with city permits, though cities don’t enforce HOA rules. Missing any required paperwork can stop your project and lead to fines.

Pool shape and design complexity

Some companies charge the same price no matter the shape—whether it’s a modern rectangle or natural lagoon style. Complex designs usually cost more. Custom-designed pools range from $50,000 to $150,000, depending on special features like infinity edges or beach entries.

Rectangle pools cost 15-20% less than custom freeform shapes. Curves and special features need more skilled work, which raises the total cost. Each unique element makes digging, framing, and finishing more complex.

Freeform pools, geometric patterns, or multi-level designs need more engineering expertise. The more custom your pool layout becomes, the more you should expect to invest.

pool in gulfport, ms

Popular Add-Ons and Their Costs

A simple pool can become a backyard oasis with premium upgrades that deserve careful thought. Mississippi homeowners now choose several high-end additions to maximize their pool’s value.

Integrated spa: $16,000

The perfect relaxation space needs a spa in its design. Mississippi dealers report integrated spillover spas cost around $16,000 as of 2025. These built-in hot tubs let you enjoy hydrotherapy and swim longer into the season. Shotcrete spas typically cost $15,000-$20,000, while acrylic alternatives range from $4,000-$10,000. Swim spas combine swimming and soaking options at $7,000-$30,000, depending on features. Homeowners often add specialized lighting ($2,000-$3,000) and Bluetooth speakers ($40-$125) to boost their spa experience.

Automatic pool cover: $16,000

Automatic pool covers also average $16,000 in Mississippi and offer exceptional safety benefits and maintenance advantages. These mechanized covers cut evaporation by 50-70% and reduce chemical rebalancing needs. Replacement becomes necessary every 5-8 years at $4,000-$6,000. Smart homeowners budget $1,000 yearly for maintenance. Available upgrades include cover cleaners ($20-$45), standard touchpads ($480-$700), and smart controls ($900+).

LED lighting and water features

Pool enjoyment extends past sunset with proper lighting. LED pool lights run approximately $1,500 each in Mississippi. Pool size and shape determine the number of lights needed. Popular water features include:

  • Deck jets: $1,500 per jet
  • Bubblers: $1,500 per bubbler
  • Cascading waterfalls: $7,000 on average
  • Diving boards: $300-$5,000
  • Slides: $1,500-$20,000

Smart controls and automation

Mississippi pool automation systems average $6,500. These systems let you control filtration, lighting, and settings through your smartphone. Your backyard operates smoothly as automation combines with lighting, heating, and water features. This technology optimizes maintenance while improving convenience and energy efficiency.

Decking and landscaping upgrades

Your pool’s surroundings impact both beauty and functionality. Pool decks range from $4,000-$12,000, based on materials and size. A small 16’x32′ pool needs $1,600-$11,100 for a matching deck. Popular decking options include:

PVC decking: $19.50-$21.68 per square foot with 50+ year lifespan Composite decking: $13.28-$19.53 per square foot with 25+ year lifespan Hardwood: $17.38 per square foot with 25+ year lifespan Pressure-treated pine: $3.13 per square foot with 10-15 year lifespan

Homeowners often complete their poolside paradise with landscaping ($700-$3,300) and fencing ($1,500-$10,000).

Regional Price Differences Across Mississippi

Mississippi’s cost of living sits 15.6% lower than the national average. This makes it a perfect state for pool ownership. Pool prices show significant differences in regions across the state. Let’s get into how your location affects what you’ll pay.

Jackson Mississippi pool cost trends

Jackson offers its own unique pool installation market. Data from 183 completed projects shows pool builders charge between $6,841 and $9,573. Your final price might range from $2,741 to $13,705 based on what you just need.

Local pool builders charge about $9 per square foot of water surface area. A standard round pool covering 283 square feet takes a two-person team roughly 40 hours (2.5 days) to install. Labor costs alone run around $2,500.

Gulfport MS pool cost considerations

Gulfport’s coastal area shows different pricing patterns. Looking at 74 completed projects, pool installation costs range from $1,391 to $1,558. These lower numbers mostly reflect smaller projects and different ways to calculate costs.

The coastal areas near Biloxi and Gulfport’s sandy soil composition calls for special construction methods. Builders might need to add reinforcement to secure the pool shell, which can bump up your final cost.

How location affects labor and materials

Several geographic factors shape pricing throughout Mississippi:

  • Soil composition – Oxford’s rocky ground demands heavy excavation, Central Mississippi’s clay soil needs drainage prep, and coastal sandy soil requires reinforcement
  • Yard accessibility – Tight neighborhoods might call for special equipment like cranes
  • Topography – Homes in hilly areas often need grading or retaining walls

Meridian, Greenville, and Tupelo stand out as the most budget-friendly places for pool ownership. Mississippi’s lower energy and utility costs help reduce your pool’s lifetime operation expenses compared to other states.

Mississippi’s affordability lets homeowners put extra money toward premium features instead of simple installation costs. This explains why local priorities often drive final pricing.

Planning Your Pool Project the Smart Way

Smart planning can save thousands in unexpected costs when you start your Mississippi pool project. The right preparation makes a big difference before construction begins.

Using a pool cost calculator

A reliable pool cost calculator helps estimate your project’s financial scope. These tools let you understand all expenses, from simple installation to optional features. A detailed calculator should factor in pool size, equipment, decking, permits, and site challenges like dirt hauling or retaining walls across Mississippi.

Working with local dealers

Local dealers with experience give insights you won’t find online. Mississippi pool builders will check significant factors like soil composition, yard layout, and access issues right away. You should get multiple estimates and compare warranties, materials, and customer reviews before picking a contractor. Paradise Pools in Jackson, a 43-year old family business, gives customized service that big box retailers can’t match.

Understanding timelines and warranties

Mississippi pool installations typically take 8-12 weeks from design to completion. The process includes design (1-4 weeks), permitting (1-6 weeks), excavation (1-2 weeks), and construction (4-6 weeks). Quality providers back their work with solid coverage. Some fiberglass pools include lifetime structural and osmosis warranties plus ten-year gelcoat guarantees. These warranties protect you against future repair costs.

Conclusion

Building an inground pool is one of the most important investments Mississippi homeowners can make. Costs typically range from $60,000 for smaller models to $100,000 for larger designs, and many factors influence the final price tag.

Your location in Mississippi affects pricing, and so do your property’s features. Oxford’s rocky terrain needs different excavation methods than Gulfport’s sandy coastal soils. A steeply sloped yard also needs extra engineering work compared to flat properties.

Custom features can turn a simple pool into your personal resort. Add-ons like integrated spas, automatic covers, and smart automation systems will increase your original investment. These features boost enjoyment and might reduce maintenance work over time.

Take time to do your research before you start your pool project. Talk to several local dealers who know Mississippi’s conditions well. Good cost calculators will help estimate your budget accurately. Set realistic expectations about construction timelines and warranty coverage.

You can still achieve your dream of owning an inground pool in Mississippi despite varying costs. This information helps you approach your project confidently and make smart decisions that line up with your vision and budget. Your backyard oasis is waiting!

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